Promotional Reward Policy & Verification Rules
Effective Date: October 2026. This policy outlines how promotional rewards are earned, verified, recorded, and disbursed.
Important Platform & Regulatory Disclosures
Not a Financial Institution: This platform is strictly a promotional rewards marketplace. We are not a bank, lender, credit broker, insurer, or financial advisor. We do not provide financial, investment, or credit advice.
Provider Discretion & Approval: All external offers, applications, accounts, or services are provided exclusively by independent third-party providers. The third-party provider alone determines eligibility, underwriting, credit approval, and terms of service.
Promotional Rewards Policy: Rewards are conditional promotional incentives issued exclusively upon successful manual verification of submitted proof or automated provider postbacks in strict compliance with platform terms. Rewards are not guaranteed and may be withheld or reversed if terms are violated.
1. Nature of Promotional Rewards
All rewards offered on Zuvon are discretionary promotional incentives provided exclusively by Zuvon to reward members who engage with featured third-party campaigns.
Rewards are not guaranteed earnings, investments, wages, or interest. Simply clicking an external link, creating an account, or purchasing a service does not automatically guarantee that a reward will be credited. A reward becomes payable only after proof of compliance has successfully passed manual or automated verification against our published guidelines and anti-fraud criteria.
2. Third-Party Provider Independence
External third-party providers (e.g., software vendors, subscription media, or service platforms) are entirely separate, independent entities. Zuvon is not a partner, agent, or representative of external providers.
- External providers hold sole authority over product eligibility, account approval, and service fulfillment.
- If an external provider denies your trial, cancels your subscription, or rejects your application, Zuvon cannot override their decision.
- No reward will be issued for actions that are canceled, reversed, or refunded with the external provider.
3. Proof Submission Standards
To qualify for manual verification, users must provide unedited, authentic documentation:
- Authenticity: Screenshots must be original, full-resolution captures showing the account settings, confirmation screen, or welcome milestone specified in the offer requirements.
- Identifiability: The document must clearly show the email address, username, or order identifier corresponding to your Zuvon registered account.
- Strict Prohibition on Sensitive Personal Data: Users must NEVER upload screenshots containing Aadhaar numbers, PAN card numbers, bank passwords, OTPs, CVVs, or ATM/UPI PINs. You must crop, black out, or redact all confidential personal credentials prior to uploading.
- Anti-Duplicate Fingerprinting: Every uploaded file is cryptographically fingerprinted (SHA-256). Any file that matches a previously submitted image across any user account is automatically rejected and flagged as fraud.
- Session Attribution: The action must be initiated by clicking our designated tracking redirect link immediately prior to completing the requirement. Submissions for actions completed days prior or through third-party coupon sites will not be approved.
4. Double-Entry Immutable Ledger
To protect users and maintain institutional-grade financial integrity:
- Balances are strictly calculated from an immutable, append-only transaction ledger.
- No administrator or software script can arbitrarily modify a member balance without creating a verifiable, auditable ledger entry.
- Every credited reward, withdrawal hold, and completed payout is permanently archived with a unique idempotency key.
5. Withdrawal & Payout Terms
Accumulated available rewards may be requested for withdrawal subject to the following rules:
- Minimum Threshold: The minimum balance required to request a withdrawal is ₹50.00 INR (Indian Rupees).
- Supported Payout Methods: Disbursals are processed via UPI (Unified Payments Interface) or Direct Bank Account Transfer (IMPS/NEFT).
- Two-Phase Reserve Lock: Upon requesting a withdrawal, the specified amount is held in a "Locked" reserve status to prevent concurrent withdrawal attempts.
- Settlement Review: Withdrawals are manually audited for compliance before disbursal. Most payouts settle within 24 to 72 business hours.
- Account Verification: We reserve the right to request identity verification if suspicious activity or conflicting payment details are detected.
6. Fraud, Abuse, and Reversals
Zuvon maintains zero tolerance for fraudulent behavior, including but not limited to:
- Submitting forged, edited, or re-used screenshots.
- Operating multiple accounts to circumvent per-user completion limits.
- Using disposable emails, automated scripts, VPN botnets, or stolen credentials.
Accounts found violating anti-fraud rules will be immediately suspended, pending rewards forfeited, and permanent bans instituted across associated payment credentials.